Archive for Iunie 2015

De ce oamenii urasc bancherii in general?

Iunie 19, 2015

Iata de ce…

Trecem pe langa complexul de Dumnezeu al acestei nenorocite, creditorii din antichitate si din evul mediu nu aveau o Banca Centrala care sa faciliteze sistemul pe care noi il avem in prezent si de care se bucura bancheri precum aceasta scarboasa Mirela Iovu. Pe vremuri trebuia sa muncesti/sa castigi sau sa furi acele comoditati (grau, faina, lemne, oua etc) sau bani inainte sa poti sa le/ii imprumuti cuiva. Asta nu se intampla in sistemul bancar modern. Banca pur si simplu creeaza imprumutul, apoi se creeaza si depozitul aferent – in consecinta, Banca Centrala asigura rezervele necesare pentru ca platile sa functioneze (settlements). Acordarea de credit bancar nu-i nimic altceva decat folosirea unei parghii (leverage) asupra HPM-ului (High Powered Money). HPM sau Narrow Money (bani ingusti) reprezinta baza monetara creata din urma interactiunii dintre sectorul guvernamental si nonguvernamental. HPM este suma monedei emisa de Stat (bancnote si monede) si suma rezervelor bancare (rezervele bancare sunt obligatiunile Bancii Centrale). HPM este un IOU (o promisiune a guvernului, guvernul promite sa plateasca 1 leu pentru fiecare leu pe care tu ii dai in schimb. Toate cheltuielile guvernamentale implica acelasi proces – conturile de rezerve pe care bancile comerciale le detin la BNR sunt creditate in HPM (o promisiune/obligatiune este facuta).


Daca n-ai ce face, pune mana si citeste-mi ebook-urile!

Iunie 9, 2015

An Empire Of Traitors

Flesh will bleed. Bones will break. Swords will turn.
An Empire Of Traitors follows several principal storylines simultaneously. It’s been eight years since the end of the civil war between the Inquisition and emperor Zygar Ferus, worshiper of blood gods. Eight years into the aftermath, a new emperor sits the Sun Throne, and the Inquisition is no more.
In the five realms of the Empire things are stirring. Driven by ambition or wounded pride, many nobles like the dog-headed serpent of Stoneweed seek to change their fortunes, even with the price of treachery. And from exile, from the heathen nations of the Lowlands, another Sunborn scion of house Mero gathers strength behind his claim. No family, great or small, shall remain indifferent to fate’s whim. It takes an emperor to rule an empire, but it takes numbers and honored oaths to keep both crown and throne.
In the Westlands, Drakanes, a sister of the temple finds herself in the role of witness and proctor, of passing judgement on a man accused of murder, who claims to have been possessed. The trial’s proceedings enlighten her as to the truth of it all, and the good sister is willing to, out of pure stubbornness, risk death for justice. Emperor Hagyai Rovines Mero fears for the continuation of his line, and sends Sycarus on an errand to the Desertlands to bring back an Aharo maiden for his son and heir. It is said that the Aharo savage women always give birth to healthy babes. Hagyai Rovines desires a betrothal between the prince heir and a savage girl – trying to emulate a long dead custom of the Sunborn emperors. Such a move is most unpopular, and the whispers of another civil war are once again in the air.
The imperial chancellor warns Birus Mandon, lord of Rivermark and warden of the Streamlands, of a plot against the emperor, a plot made by his exiled brother, Amarius Soronius. Mandon tries to gather knowledge on the schemes of potential oathbreakers, but his trade is not that of a spy. When he hires the Mounted Arrows Company of Narak al Zull, Birus learns more than mere outlandish tactics; he finds a new source of strength in the sellsword’s foreign warrior god.
Kalafar Sodomis, lord of Weiyenor and warden of the Northlands, has seen his brother get married, and he himself is tried by notions of passion toward a certain lady of a southern house. But as the conflict breaks out, Kalafar needs to act as a proper lord, as a man, not a boy. He summons his vassals for a council at Devil Mound, to decide if the north will go to war or no; and there to also perform a certain ritual to honor the dead of Fengard and Wyrm.
Find out how it all unfolds by reading An Empire Of Traitors, the first book in the series Of Hate And Laughter.

Amazon Kindle


A Heretical Divide

A Heretical Divide picks up right where An Empire Of Traitors left off. The Inquisition proves itself a hydra of murderers and schemers. The ram’s war in the Winterlands gets mired in betrayal, and the hawk’s vengeance comes to the devil’s home under sorcery and ploy. Even with a new emperor, the Sun Throne’s vassals are still brewing; each house following its own petty interests. Death’s breath looms upon the weak and strong, upon country and sovereign. The princes of ruin have many servants upon the earth – many souls to claim by storm and blood.

Amazon Kindle


Follow Magnus, Korvern, and Septimius in this black-humored short story as they talk on all manner of aspects. From stray dogs and men of evil hearts, to matters of politics and things preternatural. Fiscal austerity, cats, dead elders, and evil spirits to name a few. Strange things for crows to ponder on, indeed. Also, you’ll find two sample chapters from the 1st and 2nd OHAL books.

Amazon Kindle